As an In Home care provider you are not only responsible for the children’s welfare but the families property as well.
Working within the Childcare industry, you have significant risk exposures, planning for all eventualities is a must and obtaining the right insurance is vital. Nannysure arranges insurance cover specifically for your industry with insurance you want – the cover that’s right for you, not just a standard package.
As an In Home Care Provider what are some of the things you need cover for:
- You stumble and accidentally injure a child leaving them with a permanent disability
- You make an error whilst administering medication causing an adverse reaction or overdose.
- You are cooking dinner in the family’s home, leave the kitchen for a moment and return to find it on fire.
Types of insurance your Nannysure package can include:
- Home & Contents
- Motor Vehicle
- Private Travel
Public & Products Liability Insurance
Liability Insurance covers your legal costs & expenses in the event you are found negligent for personal injury or property damage to another person or property
Protects you from civil liability claims for compensation sought by customers who believe you have breached your professional duty in the conduct of your profession (i.e. you make a mistake causing someone to suffer a financial loss).
Covering liability for statutory fines and penalties including defense costs that result from a breach of legislation.
Personal Accident and Illness
Personal Accident & Illness Insurance is designed to protect you against loss of income resulting from an injury or sickness. If you are self employed with no sick leave or are in a situation where your income is essential to meet commitments including medical expenses, mortgage payments/rent, car payments, food and bills, this policy offers you complete peace of mind your weekly income is insured.
This cover aims to provide compensation for accidental damage, destruction or loss to your tools of trade anywhere within Australia.