As a Home Care Agency you're responsible for the work done by people you engage and contract to families
Working within the Home Care Industry, you have significant risk exposures, planning for all eventualities is a must and obtaining the right insurance is vital. Nannysure arranges insurance cover specifically for your industry with insurance you want – the cover that’s right for you, not just a standard package.
As a Home Care Agency what are some of the things you need cover for:
- If you fail to do reference, policy and working with children check
- Legal costs due to Injury or property damage to your clients
- Being audited or fines by a governing body
- Property damage or theft your office and property
Types of insurance your Nannysure package can include:
Workers Compensation Management
Workers’ compensation protects business owners and their employees in the event of a workplace related injury. If you employ people, then by law you must have workers’ compensation insurance. Workers’ Compensation Insurance is governed by individual state legislation. As a result, individual requirements and responsibilities regarding workers’ compensation vary state by state.
What agencies do we insure?
- Nanny Agencies
- Babysitting Agencies
- Home Care Agencies
- AU Pair Agencies
- Aged Care Agencies
- Disability Care Agencies
- Plus many more
Business and Liability Insurance
Business Insurance is designed to provide office-related insurance protection against a range of risks. The policy delivers financial protection against insured events including: property damage, business interruption, theft, machinery breakdown, electronic equipment breakdown, money coverage, glass breakage and our Nannysure Public & Products Liability can be included so it is under one package.
We tailor our Liability policy to suit your business and offer a number of different options to ensure your carers and business are covered.
- General Property – Mobile Phones, Laptops – Accidental Loss or Damage anywhere within Australia
- Statutory Liability – Official Investigations & Enquiries, Fines & Penalties $500,000
- Tax Audit
- Employee Dishonesty
Professional Indemnity Insurance protects you from civil liability claims for compensation sought by customers who believe you have breached your professional duty in the conduct of your profession (i.e. you make a mistake causing someone to suffer a financial loss). This may mean that an award is made in favour of a person who suffers a loss, damage or injury.
Management Liability protects the individuals and company in relation to the exposures associated with managing a company. When a breach of company law or regulation is alleged, the focus is on your conduct as a manager and a company. You may think a claim is completely baseless and without merit but it will still cost time and money to defend successfully.